Bank competition and Regulation: Evidence from Thai Banking Industry
The objective of study is to examine how the evolution of financial regulations affects Thai bank competition.This paper employ panel data with ten commercial banks over the quarterly time period 2001-2015.The competition variable is measured by the Lemer index.Bank regulations are divided into four groups-(i) restrictions on banking activities, (ii)limitations on foreign banks entry, (iii) capital stringency, and (iv) deposit insurance.To detect the association of others independent variables with the competition, we include market structure,inter-industry, and institutional quality.Preliminary results suggest that regulatory variables and institutional variables significantly affect competition in Thai banking industry.In particular,higher limitation on foreign bank entry/ownership and greater capital stringency reduce the competition, on the other hand the better protection property right enhances competitive environment.
competition Thai banks the Lerner index regulation
Jakkrich Jearviriyaboonya
School of Development Economics, National Institute of Development Administration, Bangkok 10240, Thailand
国际会议
广州
英文
268-285
2017-11-23（万方平台首次上网日期，不代表论文的发表时间）