Research on the risks and regulation of financial technology
Financial technology(FinTech)refers to technology enabled financial solutions.While the benefit of FinTech is widely recognized,the risks inherent in FinTech also rise substantial considerations.This paper will examine the impact brought by FinTech on financial market risks and stability,including technological risks,legal risks and systemic risks,and the measures to deal with this phenomenon and risks created.Regulatory choice will be considered in the macro aspect of choice of regulatory regimes,as well as the possible regulatory ways in detail,including authorization,continuing supervision,resolution,market support and oversight.Further innovation of FinTech regulation and adoption of regulatory technology(RegTech)will also be discussed to contain and manage the new exposures created by the development of FinTech.
FinTech financial market financial risks financial regulation RegTech
Hangmin Li
Guanghua Law School,Zhejiang University,China
国际会议
上海
英文
938-945
2017-10-21（万方平台首次上网日期，不代表论文的发表时间）