Impact of commercial bank internal governance mechanism on credit risk: an empirical study based on Chinas listed banks
This paper systematically examines the impact of the internal governance mechanism of commercial banks on credit risk from the perspective of corporate governance of commercial banks.The results show that the proportion of the largest shareholder,the proportion of the state-owned shares,the nature of the largest shareholder are significant positively correlated to credit risk; the proportion of the independent directors,the size of the board of supervisors,executive compensation,management shareholdings are significant negatively correlated to credit risk; the relationship between the size of the board and the credit risk is not significant.Based on these empirical results,this paper puts forward some related policy recommendations.
commercial bank internal governance credit risk empirical analysis
Mingwei Zhou Changmei Xiong
School of Economic and Management in Nanjing University of Science and Technology,China
国际会议
上海
英文
1006-1011
2017-10-21（万方平台首次上网日期，不代表论文的发表时间）