Comparative Study on Sino-US Student Loan Repayment Policy
Student loan has become an important financial aid program to help students from lower-income families to complete higher education around the world, and student loan debt burden and loan repayment are common problems in many countries.In 2015, the student loan policy in China has gone through a major reform, whose primary goal is to ease the debt burden for students.Since the student loan policy implementation in the USA, it has been highly efficient.We determine that a comparative study on student loan repayment policies in the USA and China has the vital significance.By comparing the student loan repayment policy, graduate loan debt burden, and the loan forgiveness mechanism of China and the USA, we find the level of institution, the type of university, discipline and employment units will lead to the debt burden differences.Then from the perspective of decreasing the Chinese student debt burden, we put forward the corresponding policy suggestions.
Student loans Payment policy Loan debt burden Loans forgiveness Sino-US comparison
SHEN Hua
School of Political Science and Public Administration,University of Electronic Science and Technology of China,Chengdu,P.R.China,611731
国际会议
2015 International Conference on Public Administration (11 th)2015(第十一届)公共管理国际会议
印度尼西亚
英文
1159-1166
2015-12-09（万方平台首次上网日期，不代表论文的发表时间）