Prospect of ICT Based Microfinance: Empirical Evidence from Bangladesh
Microfinance, also known as micro credit, has emerged as a movement in Bangladesh and in the larger part of the world including Pakistan, Brazil, Uganda and China.The concept has been exacerbated by MFIs towards achieving institutional benefits rather than alleviating poverty.Conversely, the essence of ICT has not been incorporated with microfinance extensively.Considering the evolving technology (ICT) widely used by middle and poor class farmer, but its potential has not been incorporated in microcredit platform.This study aims to provide access of ICT in the microfinance industry for better transparency, accessibility, credibility, and accountability.This study also proposed an integrated theoretical framework of farmer acceptance and intention to use ICT enabled product and services based on technology acceptance model (TAM) in order to fulfill agriculture needs.In this study, analysis of field study data provides evidence of the reliability and validity of the proposed Conceptual Model.The findings contribute to future research on external variables of TAM.
microfinance peer-to-peer (P-to-P) technology acceptance model (TAM) social influence innovativeness information and communication technology (ICT)
Khaled Amin Li Jinghua
School of Business Administration, Zhejiang Gongshang University,Hangzhou, P.R.China, 310018
国际会议
2013 International Conference on Strategic Management(2013年战略管理国际会议)
成都
英文
535-540
2013-12-15（万方平台首次上网日期，不代表论文的发表时间）