To Optimize and Perfect the Credit Guarantee System of Small and Medium-Sized Enterprises
The development of small and medium-sized enterprises has become an important force in promoting economic growth,creating employment and promoting technology innovation.In China,the financing and guarantee difficulties are still outstanding.To solve the financing difficulties,it becomes very important to optimize and perfect the credit guarantee system of small and medium-sized enterprises.Therefore,it should optimize the legal norm system for small and medium-sized enterprises,give full play to the special role of government in small and medium-sized enterprises credit guarantee system,optimize the market model of SMEs credit guarantee,and establish a scientific operating mechanism for credit guarantee institutions.Small and medium-sized enterprises(abbreviate small and medium-sized enterprise to SME below)are the important force in national economy and social development in China.Therefore,the promotion of the SMEs development is the important foundation to maintain the steady and rapid development of the national economy,and is the major strategic task related to the peoples livelihood and social stability.In China,SMEs are still facing the outstanding financing difficulty and guarantee difficulty.Information is asymmetric in the financial market; therefore credit guarantee system is important to reduce market risk and to promote the market development.To solve the financial difficulty of SMEs,it is very important to establish a perfect credit guarantee system.
YURONG CHEN DANYAN ZHONG
Department of Economics and business University of Changzhou,China
国际会议
2014 International Conference on Management and Engineering(CME 2014)(2014管理与工程国际会议)
上海
英文
1-10
2014-05-24（万方平台首次上网日期，不代表论文的发表时间）