Risk,Insurance and the Selection of the Ways for Life Security of Chinese Farmers
This paper analyzes the purchasing of insurances by Chinese farmers for the purpose of maintaining the living standard using the panel data set collected at national rural fixed observation points from 2003 to 2006.The analysis shows that their traditional ideas change a lot, that traditional family insurances are replaced by commercial ones, that their insurance proceeds increase, that the coverage is broadened.Further statistical and econometrical modeling bolsters that factors influencing the purchasing insurances includes income levels, consumption levels, family life periods, education, locations, and so on.The government should place emphasis on making better policies, educating farmers, and improving their living standards.
risk insurance impact factor chinese farmer
Shi Qinghua Cheng Mingwang
College of Economics, Shanghai JiaoTong University College of Economics, Tongji University
国际会议
The 4th Conference on Chinas Economic Operation Risk Management(2010·Shanghai)(第四届中国立信风险管理论坛)
上海
英文
145-162
2010-10-14（万方平台首次上网日期，不代表论文的发表时间）