The Suggestion on the Credit Risk Management of Consumer Finance Companies
The consumer finance company on the pilot phase is a new thing in the consumer credit market.As supplementary service products to the commercial banks and one of the important measures to stimulate domestic demand, one key to the success of the pilot project is risk management and control.In view of the fact that the consumer finance company has just entered the pilot stage and there is a serious shortage of data, this paper uses the data of personal consumer credit from one branch of commercial bank in Zhejiang Province, from which the housing mortgage loan and automotive loan are eliminated, to construct the Logistic risk assessment model, and hopes to provide some certain reference to the risk management direction of the consumer finance companies and influence factors determination.
consumer finance company credit risk Logistic model
Zhu Ning Shi Qiongyao
School of Business, Central South University
国际会议
The 4th Conference on Chinas Economic Operation Risk Management(2010·Shanghai)(第四届中国立信风险管理论坛)
上海
英文
334-338
2010-10-14（万方平台首次上网日期，不代表论文的发表时间）