Competition,Incentives,and Risk-Taking in Banking:A Survey
Risk prevention and stable operation of the banking has always been hot and difficult by the theoretical research.This paper systematically reviewed literatures that market competition,incentive with risk-taking of commercial banks,made comprehensive analysis and comment on the research results of representative literatures.PR model is a better model that in the non-structural analysis methods to measure the degree of market competition,and we should construct a comprehensive indicator that can able to measure the level of bank risk-taking accurately,regulatory authorities should improve the incentive and restraint mechanisms associated with the control of risk,it is very important to improve business performance of commercial banks and to reduce the level of risk-taking.
bank risk-taking market competition incentive
MA Qingkui PANG Guowei FAN Lingzhi
School of Economics,Dalian University of Technology,Dalian,China,116024
国际会议
大连
英文
153-157
2013-06-29(万方平台首次上网日期,不代表论文的发表时间)