Research on the Control of Personal Credit Risk in Commercial Banks in China

摘要：

　　Based on the statistics of personal credit business of Agricultural Bank of China,this paper discovered variables influencing the personal credit breaches through selecting perspective elements.A multi-regression linear model was also established and was tested by adopting corresponding testing sample.Through the multi-regression linear model analysis,this paper got explanation variables and corresponding coefficients,which had a vital significance in guiding china’s commercial banks to manage their personal credit risks.

关键词： commercial banks personal credit risk control credit assessment

作者: WANG Baoqian LI Yong

作者单位: School of Management,Hohai University,Nanjing,P.R.China,211100

会议类型: 国际会议

会议名称: the 5th (2013)International Conference on Financial Risk and Corporate Finance Management(第五届(2013)金融风险与公司金融国际研讨会)

会议地点: 大连

会议语种:英文

页码: 465-469

在线出版日期: 2013-06-29（万方平台首次上网日期，不代表论文的发表时间）