The Crisis and Risk Management behind Chinese Credit Card Enclosure
According to the profit and loss model calculation of credit card issuer and acquirer,banks in China mainly rely on expanding the scale to achieve profitability.The status quo drives major banks embarked on credit card enclosure movement.However,there are huge crises hiding behind the enclosure,so the construction of credit card security system has currently become a top priority.The paper analyses the data to put forward that the most important responses against the crisis includes strengthening the applicant credit review and establishing a credit supervision system.
credit card risk management profit model security system
HE Shaotian QIU Lisheng
Institute for the Development of Central China,Wuhan University,Wuhan,China,430072
国际会议
大连
英文
638-643
2013-06-29（万方平台首次上网日期，不代表论文的发表时间）