Foreign BanksGreenfield Investment in China:Credit Competition among Branches

摘要：

　　Chinese banks huge branch network imposes great pressure on foreign banks that enter through Greenfield Investment.In order to capture this influence,this paper develops a model of credit competition among branches,where branches affect both deposits and loans and therefore banksloan expansions face deposit fund constraints.The conclusions are: (1) foreign banks branch shortage restricts its development; however (2) the foreign bank with more branches can better make use of its technological advantages,market opportunities,and the improvements of those two aspects; (3) with all else being equal,the marginal profit of foreign banks branch investment decreases with its branch quantity,however,better credit market makes it higher for the marginal profit of the foreign bank with the same branch quantity.

关键词： Foreign bank branch fund constraint credit competition

作者: Xu Zhenye Zeng Yong Zhao Wu

作者单位: School of Management and Economics,University of Electronic Science and Technology of China,Chengdu610054,China

会议类型: 国际会议

会议名称: 2013 China Finance Review International Conference(第六届(2013)中国金融评论国际研讨会)

会议地点: 上海

会议语种:英文

页码: 803-830

在线出版日期: 2013-07-08（万方平台首次上网日期，不代表论文的发表时间）