Study on Rural Microcredit Risk Management and Micro-Repayment Insurance

摘要：

　　Chinese financial authority has been releasing the regulation and policies on rural microcredit in recent years, hence giving microcredit institutions more autonomy in developing their business.Consequently, risk management is becoming an increasing important issue in the establishment of rural financial system.This paper analyzed the risk management status quo of microcredit banks and their general difficulties.Based on that,we believe microcredit repayment insurance is an effective and operable means to conquer these difficulties.Furthermore, we put forward risk control principles and suggestions for the micro-repayment insurance.

关键词： risk management microcredit repayment insurance

作者: Ran HUO Qiao ZHANG

作者单位: Agricultural Information Institution of Chinese Academy of Agricultural Science and Key Laboratory of Digital Agricultural Early-warning Technology of Ministry of Agriculture of China

会议类型: 国际会议

会议名称: 2013 World Agricultural Outlook Conference(2013世界农业展望大会)

会议地点: 北京

会议语种:英文

页码: 177-185

在线出版日期: 2013-06-06（万方平台首次上网日期，不代表论文的发表时间）