An Empirical Research of the Effects of Non-interest Income on China’s Large Commercial Banks
The empirical research observes the effects of internal features and external factors on the large commercial banks’ noninterest income by analyzing the panel data of China’s five large commercial banks from the first quarter of 2002 to the third quarter of 2011 by using Fixed Effects Cross-section Model. The results suggest the following three relations. First of all, there is a significantly positive relationship between the expansion of noninterest activities and that of bank’s scale. Secondly, there is a markedly negative relationship between noninterest income ratio and the increase of return on assets, foreign banks’ size and social needs of financial management. Finally, the size of non-bank financial institutions in China has no significant effect on noninterest income ratio.
commercial bank noninterest income influencing factor scale effect
SUN Xiufeng CONG Jinping
Faculty Of Management And Economics, Dalian University of Technology, Dalian, China, 116024
国际会议
大连
英文
58-63
2012-07-07（万方平台首次上网日期，不代表论文的发表时间）