Literature Review on Credit Risk Assessment Techniques
The global financial disaster taught us that, a set of credit assessment techniques which can fully reveal the credit risks was extremely important to the protection of the financial institutions, and even the safe operation of the entire financial system. Based on the development history of credit risk assessment techniques, this article summarizes and analyzes the credit risk assessment techniques and makes detailed summarization of advantages and disadvantages of the different models and methods. The purpose of this article is to learn the credit risk assessment technology development background and the advantages and disadvantages of different theoretical models, from which we can draw lessons for the use of credit risk assessment models and methods in China. It can also help in seeking a credit risk assessment method suitable for China’s conditions, when facing foreign capital markets and various models in academic debate.
credit risk assessment literature review external credit rating
LI Xuefeng WANG Yang
Post-doctoral Programme, Bank of Beijing, Beijing, China, 100033 School of Management, China University of Mining & Technology (Beijing), Beijing, China, 100083
国际会议
大连
英文
318-323
2012-07-07（万方平台首次上网日期，不代表论文的发表时间）