The Empirical Research on Growth of the Operating Profit in the Chinese Commercial Bank
As the capital market is not perfect in China, the business of financing is still mainly through the banks. So the net income of the interest has been the main source of profits of commercial banks in China. However, to the commercial banks in China, the model of the profit that mainly comes from the net income of the interest will eventually be broken, as the continuous development of Chinese capital market and the business of opening of the RMB to the outside world In recent years, the experience of our commercial banks development shows that the growth of the intermediate business will increase the banks operating profit significantly. Particularly, the business of the personal financing has more and more potentiality of growth and capacity of profit This paper chooses the Minsheng Bank as the object of the study. And it tries to have an empirical research to the operating profit of the intermediate business to show that the operating profit of the commercial banks that is increased through the intermediate business is more efficient than that is increased through the business of the deposit and loan, which we should focus on carrying out the personal financial business.
commercial banks in China operating profit growth empirical research
Wang Wei-Qing Cui Long Hong Xian
School of Economics And Technology University Of Science and Technology Beijing Beijing, China
国际会议
2011 International Conference on Economic and Information Management(2011年经济与信息管理国际会议 ICEIM 2011)
北京
英文
70-73
2011-09-03（万方平台首次上网日期，不代表论文的发表时间）