A New Loan Model Suitable for Small and Medium-Sized Construction Enterprises

摘要：

Recently small and medium-sized construction enterprises (SMCEs) and small and medium-sized enterprises (SMEs) in China have all faced more serious financing difficulties, which need to be solved by using a new method. New challenges need a new method to solve the new emerging problems. Consortium Loan model is a new mode like small sum Consortium loans which is very common in Personal Loans. This model is very suitable for construction enterprises’ business activities. This model resembles but differs from the same industry mutual guarantees and is bound up with CONSORTIUM bidding mode, which banishes asymmetric information between SMCES and bank .The mode will become an effective method.

关键词： small and medium-sized construction enterprises (SMCEs) asymmetric information consortium loan model consortium bidding mode.

作者: Liqun LIU Baokun LIU

作者单位: Department of Management, Jilin Institute ofArchitecture and Civil Engineering, Changchun, China 130 Department of Management, Jilin Institute of Architecture and Civil Engineering, Changchun, China 13

会议类型: 国际会议

会议名称: 2011 International Conference on Construction & Real Estate Management(2011建设与房地产管理国际会议)

会议地点: 广州

会议语种:英文

页码: 515-518

在线出版日期: 2011-11-19（万方平台首次上网日期，不代表论文的发表时间）