Determinants of Repayment in Microcredit: Evidence from Program in Guangzhou
Microfinance institution (MFI) is an social and sustainable institution. The repayment rate of microcredit has an important role for the MFI, and in order to ensure the sustainability of MFI, reduce microcredit administration costs, lower interest rates, achieve its social goals of eradicating poverty for more poor people, MFI must improve the repayment rate. This paper studies the determinants of repayment in microcredit on the base of the program in Guangzhou, the result shows the education and counter guarantee methods are the important factors to the repayment in microcredit in the China, which can be used to provide practical ideas and methods for the MFI.
Microcredit Repayment rate Determinants MFI
JIANG Meishan
School of Economics, Huazhong University of Science and Technology, P.R.China
国际会议
2011 泉州技术管理研讨会(Quanzhou Conference on Management of Technology MOT2011)
福建泉州
英文
38-42
2011-04-16（万方平台首次上网日期，不代表论文的发表时间）