Credit Appraisement for Real Estate Development Company Based on Model of DEA with Evaluating Rules

摘要：

The total real estate loan occupies a crucial part of financial ill loan, which demands commercial banks have to pay more attention to assess real estate company credit and its competitiveness and qualification in order to find good customers for controlling financial risk. The article uses DEA with Evaluating Rules to appraise relative efficiency of real estate development companies, and then uses Energy Curve to classify all DMUs, by which commercial banks can make decisions on mode and amount of loan. In conclusion, the DEA with Evaluating Rules can gain more information on decision-making that can provide a convenient and efficient way to appraise the rank of real estate development companies under the asymmetric situation of credit information.

关键词： real estate loan credit rank enterprise competitiveness DEA with evaluating rules Energy Curve

作者: BAO Yonghui XI Bao

作者单位: School of Management, Hartrin Institute of Technology. Hartrin, Heilongjiang. 150001 School of Management, Harbin Institute of Technology. Haibin,Heilongjiang. 150001

会议类型: 国际会议

会议名称: 2003 International Conference on Construction & Real Estate Management(2003 建设与房地产管理国际会议)

会议地点: 哈尔滨

会议语种:英文

页码: 205-208

在线出版日期: 2003-11-20（万方平台首次上网日期，不代表论文的发表时间）