Risk Assessment of Commercial Bank Loans Based on AHP
Based on the defined concepts of loan risk and assessment of loan risk in commercial bank, this article classifies the loan risk into four categories: object risks, loan terms risks, management risks and system environment risks, and then discuss the risk assessment method from the model AHP. The process is: establishing a hierarchical model and structure comparison matrix, calculating the relative weight and making consistency test of the matrix, then evaluating the results comprehensively. At last, this show conolnsion, that AHP is simple and easy to operate.
Zhang Bin
School of Management,Wuhan University of Technology,Wuhan,P.R.China,430070
国际会议
The 7th International Conference on Innovation and Management(第七届创新与管理国际会议 ICIM 2010)
武汉
英文
1997-2001
2010-12-04(万方平台首次上网日期,不代表论文的发表时间)