Construction and Application of ART on Personal Credit Scoring
we propose Fuzzy ART in personal credit area to the problem which cant handle discrete variables and continuous variables together and compared the outputs with logistic regression, linear programming and the BP neural network model results. The empirical result indicates that the model of Fuzzy ART category has less error II and possesses better applicable for commercial banks.
personal credit credit scoring Fuzzy ART
Minghui Jiang Shan Lin
Harbin Institute of Technology, Harbin, Heilongjiang, 150090, China
国际会议
2010 International Conference on Digital Manufacturing and Automation(2010 数字制造与自动化国际会议 ICDMA 2010)
长沙
英文
434-436
2010-12-18(万方平台首次上网日期,不代表论文的发表时间)