会议专题

Study on the Credit Balance of Rural Credit Market under Monopoly in China

Different types of balance of credit contract have different efficiency. The purpose of the credit contract theory is to design appropriate systems and contract to avoid the ineffective credit balance and to achieve an effective credit balance. It is difficult for rural credit cooperatives to design the same credit contract for all borrowers in order to achieve the credit balance of credit contract under monopoly conditions. The high financing cost of rural economic organizations and financing difficulties have become a bottleneck in their development. It is helpful to improve financing efficiency to eliminate the information asymmetry between rural economic organizations and rural credit cooperatives.

monopoly rural credit market credit contract credit balance

BAI Ruifeng SHAN Bingbo

Shandong University (Weihai Campus), Weihai, China, 264209

国际会议

The 3rd (2011) International Conference on Financial Risk and Corporate Finance Management(第三届(2011)金融风险与公司金融国际研讨会FRCFM 2011)

大连

英文

61-66

2011-06-30(万方平台首次上网日期,不代表论文的发表时间)