The Correlation between Small and Medium-Sized EnterprisesTrade Credit Level and Credit Risk

摘要：

Based on the sampling survey on the SMEs in Beijing,this paper carries out an empirical study on the correlation between the SMEs trade credit level and their credit risk.It finds out that there exists correlation between the SMEs trade credit level and credit risk.The trade credit level of the previous year before default is lower than which of the normal year.The change of the SMEs credit level could be regarded as a predictor of the change of its credit risk.This finding can be applied in the SME credit risk management.

关键词： Small-and-medium sized enterprises Trade Credit Level Credit Risk Default

作者: SHI JianPing YANG RuBing ZHOU Xin

作者单位: Central University of Finance and Economics,P.R.China

会议类型: 国际会议

会议名称: The Twelfth West Lake International Conference on Small & Medium Business(第十二届西湖国际中小企业研讨会 WLICSMB 2010)

会议地点: 杭州

会议语种:英文

页码: 274-280

在线出版日期: 2010-10-24（万方平台首次上网日期，不代表论文的发表时间）