AN Empirical Analysis on Scale Economy of Chinese Commercial Banks Based on Econometrics
This paper from the view of the bank of scale economy, uses Transcendental Cost Function to conduct empirical analysis and uses Econometric Software (Eviews) to carry on goodness of fit analysis and variables significant testing of scale economy with our countrys 14 commercial banks in 1999-2006.And 14 commercial banks in accordance with the asset size are divided into three categories, named large-scale banks, medium-sized banks and small banks. Empirical analysis showed that: large-scale banks are not basically scale economy. The factors are followed as that, the state-owned commercial banks long-standing old organizational structure, non-performing assets and the time lag of the joint-stock reformation. Medium-sized banks achieve the boundary value of scale economy at 2004, which are scale diseconomy from 2005. Basically, small banks are in a stage of increasing returns to scale economy, and continue to achieve the optimum size range. For the scale diseconomy of commercial banks.this paper puts forward some reasonable proposals.
scale economy transcendental cost function eviews commercial bank
Liu Xuejiao Wang Zhihong
School of industrial economics, Liaoning Technical University, China, 125105 School of Doctoral tutor, Liaoning Technical University,China, 125105
国际会议
南京
英文
431-435
2010-07-29（万方平台首次上网日期，不代表论文的发表时间）