The Analysis of Basic Old-age Insurance Financial Burden
The old-age insurance is the most important one in social security, the course and tendency of social security reform is directly been affected by the determination of basic old-age insurance burden-sharing mechanism. In our country, enterprises and individuals are the main payments of old-age insurance, who bear 20％ and 8％ of the contribution respectively, and the state bears the last responsibilities while the expenditure over income in fund. But with the development of economy and the advance of social security reform pace, whether the burden-sharing mechanism is reasonable or not has affects the sustainable development of basic old-age insurance. The article compares the public pension -GDP ration and the public pension-financial expenditure ration between our country and the developed ones, then calculates that the two ratios has a clear gap when the GDPs per capita are at the same level in our country and developed ones, and we consider that it is necessary to enhance the financial expenditure on old-age insurance benefits. Through establishing a regression model according to the financial expenditures and GDPs in past years, it can find the relationship between financial expenditure and GDP, then we can get the financial expenditures from the year 2008 to 2012 using the predicted GDP, and make a comparison of the financial expenditure on old-age insurance benefits and the benefits-GDP ration between our country and the developed ones. In the end, it makes certain recommendations on basic old-age insurances financial assistance.
basic old-age insurance financial burden financial assistance
HAO Yong ZHANG Xiantong
Shanghai Social Security Research Center, Shanghai University of Engineering Science,P.R.China, 2016 College of Management, Shanghai University of Engineering Science, P.R.China, 201620
国际会议
威海
英文
702-706
2010-07-24（万方平台首次上网日期，不代表论文的发表时间）