Research on the Small and Medium-sized Enterprise Credit Contract Equilibrium Model under the Bank Monopoly and Interest Rate Limit

摘要：

In the bank monopoly and interest rate limited small and medium-sized enterprise credit market, because of the asymmetry information, the contract design of credit of commercial bank should be under the incentive compatibility design of innovative talents and the small and medium-sized enterprise credit contract equilibrium model should also be established under this condition. By the analysis of this credit model, the paper explained in our country, the bank monopoly and interest rate limit in the small and medium-sized enterprise credit market are the key reasons of the low efficiency of small and medium-sized enterprise credit and financing market.

关键词： bank monopoly credit contract interest rate limit small and medium-sized enterprise financing

作者: CHEN Jianming

作者单位: School of Management, Xuzhou Institute of Technology, Jiangsu, P.R.China, 221008

会议类型: 国际会议

会议名称: The 3rd International Institute of Statistics & Management Engineering Symposium(2010 国际统计与管理工程研讨会 IISMES)

会议地点: 威海

会议语种:英文

页码: 837-842

在线出版日期: 2010-07-24（万方平台首次上网日期，不代表论文的发表时间）