The Analysis on Vulnerability of Chinese Bank System and the Countermeasures
Financial vulnerability in China is mainly those in its financial system. Many lessons have shown that bank crises are usually the core factors of modem financial crises. Therefore, we must carefully analyze the vulnerability of Chinese bank system to ensure the financial stability. The paper recognizes that the vulnerability of Chinese bank system is mainly reflected by six aspects, which are weak mechanism of internal control, institutional dependence between state-owned enterprises and state-owned commercial banks, high non-performing loan ratio, unreasonable bank structure, risk of real estate industry highly concentrated in the banking and no insurance system of explicit deposit The paper also sets up the countermeasures to resolve the vulnerability of Chinese bank system.
chinese bank system vulnerability countermeasures
LI Minghui LEI Lianghai SUN Aixiang
University of Shanghai for Science and Technology, P.R.China,Shandong University of Technology, P.R. University of Shanghai for Science and Technology, P.R.China Shandong University of Technology, P.R.China
国际会议
杭州
英文
124-127
2009-10-25（万方平台首次上网日期，不代表论文的发表时间）