Small Joint-stock Commercial Bank Lending to Small Business Risk Analysis
in China banking full open today, more and more intense market competition, with financial symbiosis theory, McMillan defect phenomenon and bank scale economy theory as the theoretical basis, the analysis of small and medium-sized enterprises from the big bank credit financing difficulties, and how to exert joint-stock commercial bank loans to small and medium-sized enterprises, and combined with actual situation in China and foreign successful experience, and actively explore and joint-stock commercial bank financing smes in the process of the risks, and measures. Thus gradually shift joint-stock commercial bank financing for small and medium-sized enterprises, and fully utilize the prejudice joint-stock commercial bank of existing social credit system, through the flexible credit mode, enhancing the ability to resist the risk of small and medium-sized enterprises in China, and maintain social and economic stability.
Joint-stock commercial bank Small and medium-sized enterprises Loans, Risk
WANG Shuying YAN Chao
School of Management, Zhengzhou University, P.R.China, 450001
国际会议
海口
英文
421-425
2010-11-26（万方平台首次上网日期，不代表论文的发表时间）