Study on the Operation Risk and Risk Management of Banks of Village and Town in China

摘要：

The establishment of banks of village and town is an innovative measure to solve the insufficient supply of rural finance and enhance the quality of rural financial services. Banks of village and town bring competitions and vitality for the rural financial market;however, they also bring higher risks than common financial institutions on operation and management, due to the special attributes of their organizational setting, staff quality and serving targets etc. While in terms of commercial banks, risk management capabilities will directly affect their survival and sustainable development capabilities; therefore, strengthening the risk management of banks of village and town is even more important.Based on the actual situation of banks of village and town, this article systematically analyzes various risks facing in the process of their operation and management, and finally puts forward suggestions on risk management.

关键词： Banks of village and town Operation risk Risk management

作者: YU Lihong HAO Xinhao

作者单位: School of Economics and Management,Shenyang Agricultural University,China,110866 Foreign Language Teaching Department,Shenyang Agricultural University,China,110866

会议类型: 国际会议

会议名称: 2010 International Conference on Technology Innovation and Industry Development(2010年技术创新与产业发展国际研讨会)

会议地点: 烟台

会议语种:英文

页码: 825-829

在线出版日期: 2010-09-17（万方平台首次上网日期，不代表论文的发表时间）