A Game Analysis on Bank-Enterprise Credit Contract
This article thinks of the influence of integrity and trust degree, takes the integrity factor as decisive variable to establish the credit risk decision-making model, then provides the credit loan risk decision mechanism and effect mechanism which has the integrity variable under the condition that the bank and the enterprise are integrity from the bank aspect of maximum expected income. And analyses respectively one-time and multi-time credit game, determines the quantitative relationship with integrity degree, the minimum trust-in degree benchmark for credit agreement and cooperation period.
Credit game theory Bank-Enterprise Credit Agreement Credit Contract Game model
Yanbing Zhang Jianbo Liu Yanyan Zhang
School of Business Administration, Northeastern University, Shenyang, 110004, China Northeastern University at Qinhuangdao, Qinhuangdao, 066004, China
国际会议
The 22nd China Control and Decision Conference(2010年中国控制与决策会议)
徐州
英文
654-657
2010-05-26(万方平台首次上网日期,不代表论文的发表时间)