A Study of Credit Risk Management in Chinas Commercial Banks

摘要：

High credit risk and high rate of non-performing assets in Chinas commercial banks are major obstacles restricting health operations and further commercialization of commercial banks. Thus, it is an important issue to address to study credit risk management and improve credit risk management levels in Chinas commercial banks. This paper introduces the concept and characteristics of commercial banks, further analyzes the current status of credit risk management in our commercial banks from the manifestations and causes and with the guideline of modern credit risk management analytical framework puts forward concrete proposals for the construction of credit risk evaluation system, credit risk management mechanism and core tools in terms of majors problems facing our credit risk management credit risk management.

关键词： commercial banks credit risk management non-performing loans

作者: Yang Liu Liping Liu Wenying An

作者单位: Business School,Tianjin Polytechnic University, Tianjin, P.R,300387,China Business School,Tianjin Polytechnic University, Tianjin, P.R, 300387,China

会议类型: 国际会议

会议名称: The Ninth Wuhan International Conference on E-Business(第九届武汉电子商务国际会议)

会议地点: 武汉

会议语种:英文

页码: 2638-2642

在线出版日期: 2010-05-29（万方平台首次上网日期，不代表论文的发表时间）