Research on Business Risks Control of China’s Commercial Banks
As the world financial liberalization and integration deepening, business environment of commercial banks is increasingly complex with fierce competition and growing uncertainty of risk variables. Therefore the operating risk of commercial banks is growing. Because of a large number of non-performing assets accumulated in our commercial banks operating and relatively low asset quality, operational risks of commercial banks are increasing. Therefore, it is of practical significance to make a careful study of the root causes of the risk of commercial banks and explore ways to solve the problem for improving core competition of state-owned commercial banks. This paper gives a definition of operational risk of commercial banks and puts forward the significance of operational risk control. According to the real business risks confronted our commercial banks, specific control measures are put forward from credit risk, market risk and business risk three aspects and recommendations for commercial banks operation are given.
commercial banks business risks risk control
Yubo Zhang
Tianjin Polytechnic University, Tianjin, P.R,300387,China
国际会议
The Ninth Wuhan International Conference on E-Business(第九届武汉电子商务国际会议)
武汉
英文
2868-2872
2010-05-29（万方平台首次上网日期，不代表论文的发表时间）