An Empirical Research on the Development Strategy Efficiency of Small and Medium-Sized Commercial Bank Based on DEA
This paper defines the concept and characteristics of small and medium commercial banks based on the evolution history of bank,from the present financing difficulties of SMEs status of research and development strategies to small and medium commercial banks,put forward three development strategies:restructuring,expansion and localization, and each development strategie chooses three, a total of nine samples of small and medium commercial banks.The empirical research on their profitability and operation management capabilities two aspects based on DEA.The results show that localization strategy is more efficient than the other two development strategies, which provides a theoretical basis for the development of small and mediuM commercial banks to provide loans to SMEs and on this basis put forward development strategies and suggestions of small and medium commercial banks.
Small and Medium-Sized Commercial Bank Development Strategy EfficiencyEvaluation DataEnvelopment Analysis
Chai Man-xin Xu Lin Song Guang-hui Guo Wen-wei
School of Business Administration South China University of Technology Guangzhou,P.R.China ,510640
国际会议
Second International Symposium on Information Science and Engineering(第二届信息科学与工程国际会议)
上海
英文
83-86
2009-12-26（万方平台首次上网日期，不代表论文的发表时间）