Innovation in Financial Services Based on Information Technology: the Case of Personal Financing Service

摘要：

While improved technology may result in better information processing, it might also lead to lower costs or even free access to innovation in financial services, in particular, to innovation of personal services. This paper presents an in-depth analysis of the current trends in the personal financing innovation arising from the improvement of information technology. Owing to the synchronization of development process, path-dependence of information technology on innovation and interaction among personal demands-pulling and new technologypushing, information technology is the driving force of innovation in personal financing service.

关键词： innovation financial services information technology personal financing service

作者: XIANG Lin

作者单位: School of Business, Jianghan University, Wuhan, P.R.China, 430056

会议类型: 国际会议

会议名称: 2009 Geology Resource Management and Sustainable Development(2009 地质资源管理与可持续发展国际学术会议)

会议地点: 庐山

会议语种:英文

页码: 284-288

在线出版日期: 2009-10-24（万方平台首次上网日期，不代表论文的发表时间）