Relationship Lending and SMEs Financing-Based on the Analysis of Non-standardized Information
Relationship lending is debit and credit relationship between investor and enterprise, bases on part credit of enterprise is promoted because of keeping in close touch with funds providor. It includes informal credit and formal banking credit that is formed of business relations between the commercial bank and SMEs. Non- standardized information is that semanteme contacts particular linguistic, who is not able to be encoded and accurate interpretated accurately, that intension and epitaxy is extremely abundant. So that it is easy of non- standardized information to exhaust and be ambiguous in the course of transmittance. So the financial institution needs make close to the information source when carrying on loan decision. All the two kind of relationship lending can enable the SMES to obtain more reliable capital sources.
relationship lending SMEs financing non- standardized information
XING Ying YUE Feifei ZHANG Fengxia
School of Management, University of Jinan, Shandong, China, 250022
国际会议
2009 International SME Development Forum(2009 中小企业发展国际论坛)
北京
英文
329-332
2009-10-01（万方平台首次上网日期，不代表论文的发表时间）