Credit Rating of SMEs Based on Euclid Approach Degree of Fuzzy Matter-element
Presently difficult financing has become a major factor of constraining the existence and development of small and medium-sized enterprises (SMEs). How to establish a credit rating system suitable to SMEs so as to evaluate the credit conditions of SMEs accurately and objectively has become a problem demanding prompt solution in the development of SMEs. This paper constructed a credit rating index system composed of earning ability, operating ability, repayment ability, cash flow condition, growing and development ability of enterprise, development perspectives, quality and management level of enterprise and credit status. Then it established a credit rating model of SMEs based on Euclid approach degree of fuzzy matter-element and developed a case study. The model built in this paper is simple and workable, and provides a new way for credit rating of SMEs.
Small and medium-sized enterprises (SMEs) Credit rating Fuzzy matter-element Euclid approach degree
ZHU Jiulong
Zhongyuan University of Technology, P.R.China, 450007
国际会议
2009 International SME Development Forum(2009 中小企业发展国际论坛)
北京
英文
358-362
2009-10-01（万方平台首次上网日期，不代表论文的发表时间）