Regional Comparison of Bank Credit Influences on Economic Growth-Empirical Study in Jiangsu

摘要：

With theoretical analysis concerning the effects of bank loans on economic growth, an entity fixed effects regression model is built with panel data of loan and economic growth collected from commercial banks in 13 cit ies of Jiangsu Province. It is used to empirically analy ze three problems related to bank credit: how loan contributes to main economic indicators, how these indicators influence loan-to-deposit ratio, and how the public react to bank credit. The empirical results show that the regional differences have a stronger influence on the economic growth of the 13 cities than that of bank credit.

关键词： bank credit economic growth entity fized effects regression model regional differences

作者: Zhu Huan Zhou Yunsheng

作者单位: School of Management, China University of Mining and Technology, Xuzhou, P.R.China, 221116 College of Literature, Law and Politics, China University of Mining and Technology, Xuzhou, P.R.Chin

会议类型: 国际会议

会议名称: 4th International Conference on Productinnovation Management(第四届产品创新管理国际会议)

会议地点: 武汉

会议语种:英文

页码: 708-715

在线出版日期: 2009-08-22（万方平台首次上网日期，不代表论文的发表时间）