Analysis of Credit Investigation Products Based on Transaction Cost Theory
Credit investigation product is an important product to reduce transaction costs. This paper study it based on transaction cost theory. In this paper, the mathemat ical reasoning method is used to build the benefits function model of credit investigation products. It believe that under the three different credit investigation states, the effectiveness of banking and community brought by credit investigation products is different. It concludes that the appearance of credit investigation products not only reduces transaction costs, but also increases economic benefits of banks and community.
credit investigation product transaction costs economic utility function analysis
Xianyu Dan Yang Fan
Shanghai Lixin University of Commerce, Shanghai, P.R.China, 201620 School of Economics, Wuhan Univer North China Institute of Water Conservancy and Hydroelectric Power, Zhenzhou, P.R.China, 450011
国际会议
4th International Conference on Productinnovation Management(第四届产品创新管理国际会议)
武汉
英文
1279-1283
2009-08-22（万方平台首次上网日期，不代表论文的发表时间）