Empirical Analysis of Forest Rights Mortgage Loan:A Case Study of Suichang City
The reform of Chinas rural econo my needs financial innovations. Forest Rights Mortgage Loans (FRML), which allows the forest farmer to apply for a loan by mortgaging his forest rights, as a latest rural finance instrument, was trialed in Suichang City. Three main patterns in FRML were comparatively illustrated and analyzed. Addressing the low income of most forest farmers, a new kind of FRML-MCMML, combining the characters of a guarantee loan and a micro -revolving loan, was selected as a practical finance tool in the mountain area s economic develop ment. So me suggestions were proposed in the end for FRMLs further develop ment and improvement.
forest rights mortgage loan guarantee credit assessments
Yang Lixia Liu Baosen
Institute of Accounting, Zhejiang Forestry University, Hangzhou, P.R.China, 311300
国际会议
4th International Conference on Productinnovation Management(第四届产品创新管理国际会议)
武汉
英文
1827-1832
2009-08-22（万方平台首次上网日期，不代表论文的发表时间）