On Consumer Credit Scoring Based on Multi-criteria Fuzzy Logic
A lot of personal information should be provided to judge the condition of consumer credit;we find that personal datum is often not very accurate, further the relationship between personal datum and his credit-scoring cant be defined clearly. Some classical mathematical methods are not very applicable to uncertainty information and connection. But it is well-known that human brain is very good at disposal of fuzzy information. There is a recommendable method to use fuzzy inference rules to depict the working-pattern of human brain in reasoning based on uncertainty information. We give a multi-criteria fuzzy evaluation model of consumer credit-rating which is a new solution to consumer scoring. Finally an example is illustrated to show how to use it.
consumer credit fuzzy logic scoring
Chen Xinhui Qiao Zhong
College of Economic and Administration, China Agricultural University, Beijing, 100083, China
国际会议
北京
英文
765-768
2009-07-24(万方平台首次上网日期,不代表论文的发表时间)