The Research on Bank Credit and Financial Risks of Real Estate

摘要：

In recent years, excessive liquidity situation has appeared in Chinas financial field and the prices of asset, represented by real estate, present a fast rising trend. At the same time, bank credits excessive support accelerates the rise in prices of real estate and results in real estate bubble. Financial security problems results from the over-inflated real estate should be paid more attentions. Taking Chongqings real estate for example, this paper makes an empirical research to test that excessive support of bank credit is the important influencing factor which results in real estate bubble, and makes suggestions to promote the healthy development of real estate finance in China according to the experiences of U.S. sub-prime mortgage crisis.

关键词： bank credit real estate bubble financial risks ezcessive ezpansion sub-prime mortgage crisis

作者: LinlinDu RutwenZhang

作者单位: School of Management, University of Science and Technology of China, Hefei, 230052, China

会议类型: 国际会议

会议名称: 第八届武汉电子商务国际会议(The Eighth Wuhan International Conference on E-Business)

会议地点: 武汉

会议语种:英文

页码: 1255-1260

在线出版日期: 2009-05-30（万方平台首次上网日期，不代表论文的发表时间）