Factors of Influence from Individual Credit System on Actuarial Models of Non-life Insurance

摘要：

Individual Credit system is a data collection of personal basic information and trade information and credit scoring model which use these data to analyze a persons repayment conditions to some extent can be used to judge a persons moral action. This paper uses the outcome of credit scoring model to modify the traditional actuarial models of non-life insurance by add factors to their density functions.

关键词： Credit System Actuarial Models Non-life Insurance

作者: ZHANG Naiyue

作者单位: Dept.of Finance Information Engineering, Peking University, Beijing, P.R.China, 100871

会议类型: 国际会议

会议名称: 2008年国际应用统计学术研讨会(2008 International Institute of Applied Statistics Studies)

会议地点: 烟台

会议语种:英文

页码: 1-7

在线出版日期: 2008-08-14（万方平台首次上网日期，不代表论文的发表时间）