A Game Analysis of Commercial BanksReal Estate Development Loans
The increase of commercial bank loans to the real estate industry is accompanied by the proportional ratio of non-performing loans.Apart from management system problems,the fundamental reason for the increasingly high risk in the real estate loans lies in the incomplete information game between banks and enterprises due to the asymmetric information.From the perspective of game theory,the paper intends to analyze the relationship between the commercial banks and enterprises in the area of real estate development loans,and put forward some theoretical basis in order to strengthen the management of real estate development loans for the commercial banks.
real estate development commercial banks Game theory
Shanhua Zhao
Research Center of Financial Engineering,South China University of Technology. P.R.China,510006
国际会议
2008 International Conference on System Management(2008年系统管理学术研讨会)(2008 CSM)
上海
英文
246-250
2008-05-30(万方平台首次上网日期,不代表论文的发表时间)