The application research on credit risk of banks based on BI

摘要：

With the financial globalization trend and the aggravating volatility of financial market, credit risk management has been the focus of the attention in financial world. It is particularly important for the commercial banks under the environment of emerging markets and transforming economy. This article first introduced the concept of BI technology and credit risk of banks, described the technology structure, technical characteristics and the major characteristics of bank credit risk, then it details the application of BI technology in the prevention of the credit risk of banks, and proposed ideas of the model building of credit risk management based on BI technology.

关键词： BI technology credit risk model

作者: Hong-jun GUAN Ai-wu ZHAO

作者单位: School of Recourses and Environment Engineering Wuhan University of Technology,430070,China;Informat School of Recourses and Environment Engineering Wuhan University of Technology,430070,China

会议类型: 国际会议

会议名称: 2008 International Conference on Risk and Relianility Management(2008风险与可靠性管理国际会议)

会议地点: 北京

会议语种:英文

页码: 121-124

在线出版日期: 2008-11-10（万方平台首次上网日期，不代表论文的发表时间）