Impact of the Real Right Law on the Banking Industry

摘要：

Chinese Real Right Law has implemented, the banks must pay more attention to the differences between the Real Right Law and the Security Law or its judicial interpretation, so as to avoid risk. The article talks from the basic principle of real right, reminding the banks to select the guarantees carefully, choose the correct publicity mode and registration agencies. Then, the author discusses the relationship between security contract and the principal creditors right contract, and the rules when guaranty and security coexist. And, the article focuses on the analysis of mortgage and pledge. Finally, the article concludes, implementation of the Real Right Law will bring a certain risk to the banking industry, but it will also bring more business opportunities.

关键词： Property right Property Law Bank Risk

作者: ZHANG Ke

作者单位: School of Economics and Management,Henan Polytechnic University,P.R.China,454000

会议类型: 国际会议

会议名称: The 5th International Annual Conference on WTO and Financial Engineering(第五届WTO与金融工程国际会议)

会议地点: 杭州

会议语种:英文

页码: 788-793

在线出版日期: 2008-05-18（万方平台首次上网日期，不代表论文的发表时间）