An Empirical Research on the Relationships among Market Structure,Efficiency and Performance of Chinese Banking Industry
This paper analyzes the relationships among the market structure of Chinese banking industry,bank efficiency and bank performance by using a panel data model which is taken 15 commercial banks from 1996 to 2006 as samples. The result shows that market share (MS) and HHI are significantly negatively correlated with bank performance (Pre-tax ROA); bank efficiency (EFF) has positive and significant relationship with bank pefformance(Pre-tax ROA), but the influences of bank efficiency (EFF) on market shares and HHI are very small even for negative. So, stucture-conduct-performance hypothesis and efficiency-structure hypothesis are invalid for Chinese banking industry. Because of the differences between the state-owned banks and the joint-stock commercial banks on corporate governance, organization structure and management environment and so on, the influences of market share, HHI and bank scale (LnA) on performance of the two kinds of banks are inconsistent.
Banking industry Market structure Bank efficiency Bank performance
LIU Jian ZHANG Jing
School of Economics,Changsha University of Science & Technology,Hunan Province,410083,P.R.China,410076
国际会议
The 5th International Annual Conference on WTO and Financial Engineering(第五届WTO与金融工程国际会议)
杭州
英文
20-26
2008-05-18（万方平台首次上网日期，不代表论文的发表时间）