Credit Evaluation Study for Loan Request of Small and Medium Enterprises Based on Factor Analysis
Small and medium enterprises (SME) cannot develop without fund support from commercial banks.Facing enormous demand of credit of SME,commercial banks need to carry out preliminary riddling according to certain standards,in order to weed out unqualified SME.As regards to those preserved SME,banks could proceed with credit evaluation.Through building credit evaluation indexes of SME and evaluation model based on factor analysis,banks can divide SME into two categories: the one that can be given credit immediately and the other which cannot be given credit for the moment.
Small and Medium Enterprises Credit Rating Factor Analysis Commercial Bank
SHAO JunGang ZHONG Yao
Science Academe,Shanghai Maritime University,P.R.China,200135
国际会议
2007 International Conference on Management Science and Engineering(2007管理科学与工程国际学术会议)
河南焦作
英文
1768-1774
2007-08-20（万方平台首次上网日期，不代表论文的发表时间）