Analysis of health care payment contract based on the principal-agent theory
Health care cost is private information.The information asymmetry about cost is the main factor of holding back the development of medical insurance.Based on the principal-agent theory,this article has studied the separating contracts which includes two kinds of payment contracts and can automatically screen the doctors cost information.The first is upper limit per capita payment with fewer patients.The second is lower limit per-capita payment with much more patients.Doctors will automatically show their cost information when they choose the payment contracts.The high-cost doctor will choose the first contract and the low-cost doctor will choose the second one.Compared to that under information symmetry,the payment contract under information asymmetry will match fewer patients to the high-cost doctor and pay more to the low-cost doctor which will produce a second-best outcome.
Principal-agent theory Health care payment contract Medical insurance Capitation Patient number
Junshan LI Keshen JIANG
College of Economics and Management,Nanjing University of Aeronautics and Astro-nautics,Nanjing,Chin College of Economics and Management,Nanjing University of Aeronautics and Astro-nautics,Nanjing,Chin
国际会议
长沙
英文
424-427
2008-10-28（万方平台首次上网日期，不代表论文的发表时间）