An Exploratory Study in Assessing Credit Risk of Selected Philippine Microenterprises

摘要：

An exploratory self-assessment framework using Basel II principles was used to determine the suitability of microenterprises for formal lending in commercial banks. Using a sample of 30 of these enterprises,this study shows that lack of audited financial information and concerns about the long-term health remains the main reason why Philippine commercial banks are careful in extending credit to microenterprises.

关键词： Microfinance microenterprises risk assessment commercial banks Philippines

作者: Rene B. Hapitan

作者单位: Financial Management Department College of Business & Economics De La Salle University-Manila,Philippines

会议类型: 国际会议

会议名称: The First International Conference on Management Innovation(ICMI 2007)(管理创新会议)

会议地点: 上海

会议语种:英文

页码: 75-78

在线出版日期: 2007-06-04（万方平台首次上网日期，不代表论文的发表时间）