Optimal Retirement Age Estimation and Delay Retirement Policy Recommendationsbased on both the Maximization of Individual Utility and the Balance of Pension

摘要：

　　With the aging problem becoming more serious and life expectancy increasing,the balance of pension has drawn great attention and therefore postponed retirement is imperative.Nevertheless,policy makers need to take personal willingness into consideration to carry out the policy smoothly.Based on the current situation,this paper focuses on establishing two actuarial models to calculate optimal retirement age,which can provide practical recommendations for implementation of the postponed retirement policy.

关键词： optimal retirement age actuarial model pension and social security

作者: YAO Tangxinxin

作者单位: Central University of Finance and Economics,Beijing 102206,China

会议类型: 国内会议

会议名称: 2016中国保险与风险管理国际年会

会议地点: 西安

会议语种:英文

页码: 644-657

在线出版日期: 2016-07-27（万方平台首次上网日期，不代表论文的发表时间）